Gold has always been a treasured asset in Indian families—not just for its beauty, but for the security it provides. Nowadays, you can use your gold to meet any planned or sudden expense without selling it. A gold loan lets you unlock the value of your jewellery in just minutes, making it a practical and wise option for people who want quick, safe funds for home repairs, school fees, medical bills, or even festive spending.

This July, Bajaj Finance has launched the Gold Loan Utsav across India, including Hyderabad. You can unlock a higher gold loan per gram along with an assured cashback on your loan. This makes it the perfect time to use your gold to manage planned and unplanned expenses smartly.

Why tracking gold rate matters

Before you apply for a gold loan, it is important to check the gold loan per gram rate. The loan amount you get depends on the current value of gold. A higher gold rate means you can get more money for the same jewellery.

In Hyderabad, Like all cities across India, gold prices keep changing every day. So, keeping an eye on the gold rate helps you make the right choice at the right time. You can visit Bajaj Finance’s gold rate in India page to stay updated.

Get more with Bajaj Finserv Gold Loan

The Bajaj Finserv Gold Loan is designed to be simple, fast, and rewarding:

• Quick loan approval: Get funds in just 1 branch visit* after your gold is checked.

• High loan value: Bajaj Finance offers loans from Rs. 5,000 up to Rs. 2 crore based on the gold’s value.

• Competitive interest rates: You enjoy low rates to keep your repayments easy.

• Convenient repayment options: Choose to pay interest monthly, bi-monthly, quarterly, half-yearly, annually. Any interest or principal amount due to be paid by the end of your tenure.

• Zero part-prepayment or foreclosure charges: Pay early if you want, without any extra cost.

These benefits make the Bajaj Finserv Gold Loan one of the best options for short-term financial needs.

Special benefits during Gold Loan Utsav

The Gold Loan Utsav is a limited-time offer valid till 31st July. If you apply during this time:

• Assured Cashback until 31st July: Apply and avail a gold loan during this period to enjoy guaranteed cashback.

• Higher Per Gram Loan Values: With gold rates at a high, you can unlock a much larger amount for every gram of gold pledged.

• Exclusive Interest Rate Offers: Enjoy even better rates and easy repayment choices, making it more affordable than ever.

Whether you need funds for an urgent health expense, education, a family function, or business, this offer is the perfect way to get value from your gold without losing ownership.

Easy online application process

Applying for a gold loan in Hyderabad is very simple. You can either visit a Bajaj Finance branch near you or apply online. The process is smooth:

1. Go to the Bajaj Finserv Gold Loan page.

2. Click ‘Apply’ to fill out a quick online form.

3. Enter your 10-digit mobile number and verify with the OTP.

4. Provide your details and select your nearest Gold Loan branch.

5. A Bajaj Finance representative will contact you, or you can directly visit your chosen branch with your gold and a basic KYC document for instant evaluation and disbursal.

Smart and secure borrowing

With Bajaj Finance, your gold is kept safe in high-security vaults, and insured against theft and misplacement while in their custody. You receive a receipt for complete peace of mind. You can track your loan and repayments online anytime.

Gold loans are a wise choice—you keep your gold, get the funds you need, and pay only for the time you use the loan. And with Gold Loan Utsav, this choice becomes even smarter. Use your gold wisely and enjoy assured cashback with the Gold Loan Utsav.