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On the occasion of World Insurance Day, observed every year on June 28, Star Health Insurance released a thought-provoking campaign that brings to life a question many avoid confronting: what happens when a family doesn’t have health insurance?
The campaign film uses a split-screen narrative to portray the stark contrast between a family that has health insurance and one that doesn’t. On one side of the screen, the family without insurance is shown navigating long queues, waiting for medical attention, foregoing the comfort of a private room, and facing an excruciating struggle at the billing counter to gather enough money. On the other side, the insured family experiences a vastly different reality with priority consultations, a suite room, no stressful waits, and peace of mind.
The creative treatment hinges on a subtle metaphor of “staying on the right side of the line,” visually dividing the two scenarios. The line, simple yet effective, underscores how access to health insurance can change the entire experience of seeking care.
The campaign captures relatable moments in a hospital setting, reflecting the anxieties and frustrations of a common man when faced with an unplanned medical expense. Actor Dibyendu Bhattacharya’s understated performance as the head of the uninsured family adds to the poignancy, evoking empathy without melodrama.
Star Health chose to highlight the importance of health insurance as a concept, making the campaign relevant beyond its own product. The left side of the frame is muted and gritty, while the right is warmer and composed, visually reinforcing the message.
Closing with the line “Health Insurance abhi lena smart hai,” the campaign strikes a balance between urgency and relatability, encouraging viewers to reflect on their own preparedness rather than pushing an overt sales message.
Through this campaign, Star Health has attempted to provoke thought among viewers about the value of health insurance while keeping the storytelling grounded and relatable. It adds another example of how brands in the insurance space are moving towards more empathetic narratives rather than transactional messaging.